Friday, August 12, 2011

My Very First credit card?

As long as you have a decent income you do not need a co-signer. I can pretty much tell you that you will not immediately get a 3000 dollar limit because of our age and non credit history. You may get a 1000 dollar limit so I would try Capital one first it's for people with limited to no credit like college students they have the best card with no hidden fees an just an annual fee of $19 and also 0%APR for the first 6 months I have their card and it's great. They gave me a 1000 limit and I just have 1 more from Orchard bank which gave me a card for 300. If you want a higher balance go with capital one and they will do periodic increases every couple of months up to a limit of 3000 I believe. That's what i have and I'm 22 I got both cards in July no cosigner. If you go on creditcards.com you'll be able to find the card quickly just look for the $19 annual fee, there is only one card. Good luck

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