How would a guy categorize my body? curvy, chubby, ect...?

i'm 5'2", and curvy. i'm a size 8 in jeans because of the size of my hips & backside, but people are always saying "wow, you look like a 3 or something, i had no idea!" & i'm a 34C. but my thighs are also a little umm... round looking (even though it really is muscle), it's nothing outrageous, they don't touch together in the middle or anything, but still. i also have a bit of a pooch (belly) but it doesn't stick out past my jeans or anything, and i don't have muffin tops; i have a healthy BMI and everything, but i can't help but wonder if i'm not considered curvy so much as chubby? when guys look at me, would they just think i was curvy, or would they think i need to hit the gym?